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Cheap Broadband with Landline

MTNL is offering one of the Cheapest (Low cost) broadband plans with a landline at Rs.398/- per month in Delhi with 25 Gb Fair Usage Limit at 2Mbps (up to 8Mbps), Unlimited Local calls to any network. This is way better than MTNL's normal lowest 699 plan and Airtel's 899 plan. This offer is available permanently now.

Airtel has a low cost broadband Rs.599/- Retention plan which allows 50 Gb of data at 8Mbps after which speed drops to 1Mbps. This also has unlimited calls to any network like in the 899 plan. Call Airtel Customer care to switch to this plan to save on your monthly bill. It is NOT mentioned on their website nor do they advertise this.


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All individuals who attain the age of 18 must prepare a will. If an individual has tangible assets then it is a must, for other types of assets also it is advisable that every adult prepare a will.

Charges and Process if a Will is not present
If a Will is not present for a person then:

  • The successor has to pay 5% of the Will value to the court to get a Succession certificate. Example, for a property worth Rs. 2 crore a fee of Rs. 10 Lac will have to be paid to court to get a Succession certificate.
  • In addition to the above fee getting a Succession certificate is a very long and painful process.

So its advisable for each adult individual to write a Will if they don't want their kin to waste money on court process and to go through the long drawn painful process.

Specify a Nominee for all types of Accounts
Another related point to remember even before you start thinking about drafting a Will is to specify a Nominee in all your:
- Bank Accounts
- Insurance Policies
- Shares / Debentures / Mutual Funds etc.
- Any other type of assets.

Remember, in law, a nominee is only a trustee.

Drafting a Will
Here are some Guidelines and Important points to remember when drafting a will.

  • A Will can be on a Plain paper or Stamp paper.
  • A Will can be Registered or Non-Registered. A Registered Will always prevails over a Non-Registered will.
  • Witnesses who sign a Will must be younger in age so that they have better chances of being alive over the person making the will.
  • Executioner of the Will must be younger than a Willer and reliable person.
  • A Will must be kept in a Known place. If it is kept in an unknown place or hidden then it might be futile. It is important that the willer tells the people clearly where the will is kept well before his/her demise.
  • A Will must clearly specify the person or persons to whom assets are bequethed. The way to do this is to give Name of the Person, his/her full address, Father's name etc.



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